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Thursday, February 11, 2010

VALUE ADDED BENEFITS

(For Insurable persons between 18-60 years)

1. ADDITIONAL CASH BENEFIT*
The planholder's beneficiaries shall receive 100% of the pre-need price if the planholder dies during the paying period or within five years (5) after the full payment of the plan and planholder has not reached age 65 upon death.

2. ACCIDENTAL DEAH AND DISMEMBERMENT*
Cash benefit equivalent to the pre-need price for accidental loss of life, loss of both hands, both fee, sight of both eyes or a combination thereof if the event happens with paying period and the planholder is between 18-55 years old.

3. WAIVER OF INSTALLMENT*
Planholder is exemplted from paying the installment balance in the event of an uninterrupted disabilty of at least 6 months during the paying period sustained prior to planholder's 65 birthday.

4. UNPAID BALANCE DEEMED PAID*
The unpaid balace is considered paid if the planholder passes away anytime within the paying period and the planholder is within the insurable ages of 18-60 years at the time of purchase of the plan.

* SUBJECT TO APPROVAL OF INSURANCE CLAIM